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  Federal Programs
The U.S. Federal government provides over 75% of financial aid awarded to students attending a college, university, professional, technical, vocational, or accredited school in the United States. The federal government offers several grant, loan, and work-study programs to help you pay for your education. In order to receive financial assistance from the federal government, you must complete the Free Application for Federal Student Aid (FAFSA).

The Free Application for Federal Student Aid (FAFSA) is used by the U.S. Department of Education to determine your Expected Family Contribution (EFC) and eligibility for certain Student Financial Assistance (SFA) Programs. Many state education agencies and institutions also use the information submitted on your FAFSA to determine your eligibility for their state and institutional aid, respectively.

Student Financial Assistance (SFA) Programs consist of:
Federal Pell Grants
Campus-Based Programs:
• Federal Supplemental Opportunity Grants (FSEOG)
• Federal Work-Study (FWS)
• Federal Perkins Loans
Federal Family Education Loan (FFEL) Program:
• Federal Stafford Loans (subsidized and unsubsidized)
• Federal PLUS Loans
William D. Ford Federal Direct Loan (Direct Loan) Program:
• Direct Loans (subsidized and unsubsidized)
• Direct PLUS Loans

The Student Guide is the most comprehensive resource on student financial aid from the U.S. Department of Education. This guide will provides detailed information about: student eligibility, financial need, dependency status, applying, special circumstances, withdrawals, deadlines, types of Student Federal Aid (award amounts, interest, etc.), borrower responsibilities and rights, important terms, telephone numbers and web sites, and more. This publication is updated each award year. The Student Guide is available in English and Spanish, in which you can download a copy from the U.S Department of Education’s web site.

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State Education Agencies


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