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  Financial Planners
Financial planners are experts in the field of financial planning. Financial planners can offer parents counseling information on the best ways to finance their child's college education through investments and money savings strategies. There are several types of financial planners that offer different services. The services a financial planner offers may depend on various factors including their credentials, licenses, and/or areas of expertise. You and your parents should consult a planner that can assist you with your educational and career goals (i.e. Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC).

Unfortunately, financial planners charge a FEE for their services. Planners are paid for the services they provide through fees, commissions, or a combination of both. The fee a planner charges usually depends on his/her level of service, experience, and your needs. Before you or your parent(s) decides to hire a financial planner, you should do your homework and learn more about the planner's qualifications, credentials, and reputation. Just remember, you should shop around for a financial planners as you would a car, loans, etc.

The following list of organizations can assist you and your parents with additional information on selecting a financial planner, locating one or more planners in your area, and checking the planner’s qualifications and credentials. These organizations may offer a free referral program. Contact each organization to inquire about their services.

Financial Planning Association 1.800.322.4237
Certified Financial Planner Board of Standards 303.830.7500
American Institute of Certified Public Accountants 888.777.7077
American Society of CLU & ChFC 610.526.2500

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